Residential Remote Loan Officer Texas and Florida

Job Summary

Join our dynamic team as a Residential Remote Loan Officer, serving the vibrant communities of and. In this energetic role, you will be the driving force behind helping clients secure their dream homes through expert mortgage lending services. Utilizing your industry knowledge and exceptional customer service skills, you will guide borrowers through the loan process from application to approval, ensuring compliance with all regulatory standards. This remote position offers flexibility and the opportunity to make a meaningful impact in people's lives while advancing your career in financial services.

Duties

• Engage with prospective clients via phone, email, and virtual meetings to understand their homeownership goals and financial situations.
• Analyze credit reports, income documentation, and financial data to assess loan eligibility and determine appropriate mortgage products.
• Utilize Loan Origination Systems (LOS) and mortgage servicing software to process applications efficiently and accurately.
• Conduct thorough negotiations with clients to secure favorable loan terms while ensuring adherence to Fair Housing regulations and industry compliance standards.
• Coordinate with underwriters, escrow officers, and other stakeholders to facilitate smooth loan processing and underwriting procedures.
• Maintain up-to-date knowledge of FNMA (Fannie Mae) guidelines, TILA (Truth in Lending Act), and other relevant mortgage regulations to ensure compliance.
• Build strong relationships with clients by providing transparent communication, explaining contracts, escrow processes, and mortgage options clearly.

Requirements

• Proven experience as a Loan Officer or in retail lending within the mortgage or banking industry.
• Demonstrated expertise in loan origination, processing, underwriting, and mortgage servicing procedures.
• Proficiency with Loan Origination Systems (LOS), accounting software, financial software, and basic math skills including 10-key typing accuracy.
• Strong negotiation skills combined with excellent customer service abilities to foster trust and client satisfaction.
• Deep understanding of Fair Housing regulations, TILA, FNMA guidelines, and industry-specific compliance standards.
• Ability to analyze credit reports, Run AUS, perform risk assessments for commercial lending when applicable, and interpret financial data accurately.
• Effective relationship-building skills in financial sales environments along with a proactive approach to client communication.
• Knowledge of banking regulatory compliance including escrow processes and mortgage contracts.

Embark on a rewarding career that empowers individuals on their journey to homeownership! We value energetic professionals who thrive in a fast-paced environment and are passionate about delivering exceptional service while adhering strictly to industry standards. Join us today as a Residential Remote Loan Officer in and, where your expertise will help shape futures one loan at a time!

Pay: $4,000.00 - $15,000.00 per month

Benefits:

• Work from home

Work Location: Remote